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This post was written by Kimberly Studdard, a talented writer that has experienced and handled job loss.
When you are fired or laid off from a job, it may seem like the end of the world. But what if I told you that you can not only survive, but thrive after losing your job? I am proof that you can turn a job loss into a new opportunity, and even a thriving . . . → Read More: How to Handle a Job Loss Like the Awesome Person You Are
One of the biggest missed opportunities of the education system in America is the lack of education revolving around personal finance. With the amount of debt accumulated by Americans soaring each year, it’s a wonder how schools have neglected to add even a one-day course into their middle or high schoolers’ curriculums.
Should Personal Finance Be Taught in High School?
Millions of high school graduates or recent graduates enter the “real world” of college, military service, or employment each year with little to no knowledge of the key principles of finance. Many believe that it is as easy as earning . . . → Read More: Should Personal Finance Be Taught in High School?
There are way too many people in this world that blindly contribute to their 401k and then pray that it’ll grow into something that they can retire on. Does this sound like a good plan to you? What happens if the stock market crashes? Do you think your 401k money (that’s invested in the stock market…) is safe?
What Happens If The Stock Market Crashes? Is Your Money Safe?
The short answer is…. of course not. No invested money is guaranteed safety. If you are invested heavily in your 401k and the overall stock market tanks, you’re headed down with . . . → Read More: What Happens If The Stock Market Crashes? Is Your Money Safe??
There is no doubt that you have probably heard or read or spoken to somebody who has an opinion or insight into online trading and more importantly why you should or should not do it. As with any new venture there always exists a substantial amount of speculation – and more so than with most – around the online trading industry. There are some interesting myths surrounding online trading, so in order to answer your questions and debunk the myths surrounding the industry here are 5 responses to some of them!
1 – Online trading is riskier than investing in . . . → Read More: 5 Myths of Online Trading Debunked
“Hey Derek! I’m at a crossroads and I don’t know what to do! Can you help me?!”
These are the types of emails I get each week from my long-time readers, and I absolutely LOVE it.
Today, we’ll be helping out David and Megan. Here are their questions:
“My husband and I have really been trying to get rid of our debt over the last year and a half or so and aren’t doing too bad. We’re paying off debt smallest to largest, but the big balance on the credit card is what truly makes me nervous – . . . → Read More: “Hey Derek, What Should I Do??” – Answering Your Money Questions….#2
There are plenty of factoring companies out there that can assist you with the various needs of your business. Factoring companies can be very useful when you are trying to improve different areas of your company so it can continue to grow. However, you need to be very careful when you are planning to hire one of these companies. It would be a huge mistake to think that all of the factoring companies are the same.
The reality of the situation is that the quality of service provided by these companies can be incredibly different in terms of its accuracy . . . → Read More: What to Look For in a Factoring Company
Everyone wants to be that perfect family. Mom’s beautiful. Dad is getting his sophisticated grays. And they have two caring and incredibly intelligent children – one’s going to be a lawyer, and the other a doctor.
Okay now let’s be real. Is that your family? Probably not. You’re 20 pounds heavier than you’d like to be. Your spouse hasn’t read a book since grade school. And your kids….Well, your kids just can’t seem to figure out this thing called life.
However, what does every parent preach? Let’s all say it together…
“You son, need to go to school and get . . . → Read More: Does Junior Really Need to Go to College? 5 Reasons to Skip It
Many of our grandparents were born between 1910 and 1925. This is what Tom Brokaw dubbed “The Greatest Generation” when America was developed and defended on the backbones of its hard-working citizens. Anyone with silver hair, no matter their birth date, has spent an entire lifetime making choices and reaping consequences. It is our choice whether or not we will learn from our grandparents’ experiences and advice. That is why I’ve comprised a list of frugal habits I’ve learned from watching my own grandparents as a child.
It only just dawned on me that I’ve been learning from their example . . . → Read More: Grandma’s Top 10 Frugal Habits That Were Right on the Money
It is normal to make mistakes in life, but some errors may be more expensive than others and might even ruin your personal finances. Here is a list of errors that you may be making, but which you can avoid:
1 – Underestimating Your Insurance Needs
It is important to be insured and there are very good reasons for that: life insurance, disability insurance, home insurance, car insurance, travel insurance, and many other types of insurances that cover your property, your assets or your person in case of disaster, illness or accident. Can you imagine how ruined your finances would . . . → Read More: Six Errors That Could Ruin Your Finances
It sounds like a silly question. “Who owns your paycheck?” Well, you do of course! Don’t you? I’m not so convinced….
Who Owns Your Paycheck?
We all work hard. We wake up before the sun, drag ourselves to the office, expel all of our brain power, and then come home defeated, day in and day out. All for that glorious paycheck. Only…it’s not nearly as good as we think it is.
Let’s say you have a household income of $90,000. Pretty good! Especially considering that the median household income is just $53,657. But how much of that money is actually . . . → Read More: Who Owns Your Paycheck?